The issuer or issue with this rating is considered to have the highest credit quality, offering high safety for timely payment of debt obligations. Maintains minimum credit risk.

The issuer or issue with this rating is considered to have high credit quality and offers high safety for timely payment of debt obligations. Maintains very low credit risk under adverse economic scenarios.

The issuer or issue with this rating offers acceptable safety for timely payment of debt obligations. Maintains low credit risk

The issuer or issue with this rating provides moderate safety for timely payment of debt obligations. Maintains moderate credit risk, with weakness in the ability to pay in adverse economic scenarios.

The issuer or issue with this rating provides inadequate safety for timely payment of debt obligations. Maintains high credit risk

The issuer or issue with this rating provides low safety for timely payment of debt obligations and maintains a high credit risk. The issue or issuer is susceptible to falling into default.

The issuer or issue with this rating exhibits high probability of falling into default in debt obligation payments.

The issuer or issue with this rating has the lowest rating. The issue is already in, or is highly likely to fall into, default in the short term.

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